Dropped Objects

How We Can Help with Dropped Object Claims

You want your clients to be impressed when they walk into your business, which is why you spent extra money on the luxurious tile or wood floors at your property. But if the unthinkable happens and someone drops an object on them, they could break or chip, which can be expensive to fix. What’s more, if you only repair the affected area, it could ruin the look of your floors because you may not be able to match the color lot or the grout may look so differently that it stands out. At Second Opinion Claims Services, our expert public adjusters will work with your insurance company to ensure that your floors look as good as they did before they were damaged. We do that by negotiating a proper and fair settlement for you.

What Should I Do After an Accident?

If a dropped object has damaged your beautiful floor, there are certain steps that you should take that will ensure that your claim is paid properly.

• Take notes of the incident. It’s important to have a record of the dropped object accident. Take note of the time it happened, the day and the people who saw it happen. It’s a good idea to record it photographically as well. Take a photos of the damage or record it on a video camera.
• Save all damaged parts. Don’t just throw away the broken tile or wood pieces. Instead, gather them together and put them in a safe place. You may need them to prove your case to the insurance company at some point.
• Gather your receipts. Hopefully, you still have the original receipt for the flooring, but if not, do what you can to get a duplicate from the flooring company you dealt with when you had them installed. In addition, keep all receipts of any other related expenses, such as the repair costs.

Call Us for Help

If your insurance company isn’t being fair, or if they refuse to pay for a new floor and instead want to simply patch up the damage, you should call us. We have 30 years of experience of dealing with reluctant insurance companies, and in fact, our clients enjoy about 200 percent higher settlements than those people who simply accept the first offer from their insurance company.

Let’s Get Started

Your business’ image is important, and you’ll want to get your property or lobby back in tip top shape as soon as possible. Let us manage your claim by reviewing your policy, referring to you reputable contractors and then dealing with your insurance company to ensure that you receive every penny you’re rightfully owed. Call us today and we’ll begin the process.