Storm Damage

Collecting on a Storm Damage Claim: We Can Help

Has your home or business been damaged due to storm damage? Do you live in New Jersey and are trying to recover from the effects of Sandy? You may be surprised to know that the term “storm” can have many interpretations by insurance carriers, and if you don’t file your claim properly, it may be denied. In addition, if your home had previous issues, it may affect your ability to collect a settlement.

Of course, the insurance company will actively look for “outs” that would allow them to deny your claim. It’s important when you’re filing a storm damage claim that you understand the process and not make any mistakes that could result in a denial.

Here are some of the ways we can help you file a successful claim.

• We’ll evaluate your policy. Not all policies are the same, and some insurance companies even define the word “storm” differently. We are well-versed in insurance jargon, and will evaluate your policy in light of the damages you’ve suffered. That will allow us to prepare a plan of action before we negotiate with the insurance company.
• We’ll help you get your own estimate. Most insurance companies will give you a list of “approved” contractors that will give you a bid for restoring your property. But what many people don’t know is that these approved contractors aren’t working in your best interest, but for the interests of the insurance company. You should use your own contractor, but honest ones can be difficult to find. We’ll refer you to well respected contractors who will give you a realistic and honest bid.
• We’ll negotiate on your behalf. You should never accept the first offer that the insurance company gives you. In fact, those offers are typically well below the actual amount that you should be paid. On average, our clients enjoy a 200 percent increase over the amount offered by their insurance companies at the beginning of the process.

Who We Are

Second Opinion Claims Services exists to help homeowners and business owners get what they’re owed from their insurance companies. The process can be complicated, especially when it comes to storm damage, and most people benefit from someone who knows their way around policy language. Our goal is to be actively involved in all aspects of our client’s claims and we are passionate about helping people recover the monies that will help them rebuild their lives.

Call Us Now

Don’t let a lack of funds keep you from getting the help you need. It’s our policy to only collect a fee if we are able to collect for you. We’ll work hard to ensure that you receive the settlement you’re entitled to. But don’t delay—some policies limit the amount of time you have to file a storm damage claim. Call us today and let’s get started.